Source archive Tier A
NYDFS Industry Letter: New York State's Fair Lending Law (April 22, 2026)
New York State Department of Financial Services, Industry Letter, 'New York State's Fair Lending Law,' dated April 22, 2026. Reminds regulated entities of Executive Law Section 296-a obligations.
Custody docket
- Record
- nydfs-fair-lending-industry-letter-2026
- Type
- archive
- Trust tier
- A
- Status
- published
Sources are graded A (primary) / B (secondary academic) / C (secondary journalism) / D (tertiary or contested). See the manifesto’s Evidence Standard for full criteria.
Issued the same day the CFPB published its final rule deleting the effects test from Regulation B. The letter reminds regulated entities that under Executive Law Section 296-a, “covered credit decisions that result in a disparate impact may constitute an unlawful discriminatory practice.” The statute covers “the granting, withholding, extending, or renewing, or in the fixing of the rates, terms, or conditions of any form of credit.” The letter does not reference the CFPB’s final rule by name.
Provenance
- Creator
- New York State Department of Financial Services
- Published
- 2026
- Accessed
- 2026-07-09
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