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Fair Housing Act, 42 U.S.C. 3605

Fair Housing Act, 42 U.S.C. 3605 (1968, as amended). Section 805. Discrimination in residential real estate-related transactions. Covers the making or purchasing of loans for purchasing, constructing, improving, repairing, or maintaining a dwelling, or secured by residential real estate, and the selling, brokering, or appraising of residential real property.

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Record
fha-42-usc-3605
Type
archive
Trust tier
A
Status
published

Sources are graded A (primary) / B (secondary academic) / C (secondary journalism) / D (tertiary or contested). See the manifesto’s Evidence Standard for full criteria.

Fair Housing Act, credit discrimination provisions. Limits FHA’s lending coverage to “residential real estate-related transactions,” defined as loans for purchasing, constructing, improving, repairing, or maintaining a dwelling, or loans secured by residential real estate. This is the statutory boundary that defines the gap: FHA’s effects test reaches mortgage credit but not auto loans, credit cards, student loans, small business credit, or commercial lending.

Provenance

Creator
United States Congress
Published
1968
Accessed
2026-07-09

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