Source archive Tier A
Equal Credit Opportunity Act Definitions, 15 U.S.C. 1691a
Equal Credit Opportunity Act, 15 U.S.C. 1691a (1974, as amended). Definitions. Subsection (d): credit means the right granted by a creditor to a debtor to defer payment of debt or to incur debts and defer its payment or to purchase property or services and defer payment therefor. Subsection (e): creditor means any person who regularly extends, renews, or continues credit.
Custody docket
- Record
- ecoa-definitions-15-usc-1691a
- Type
- archive
- Trust tier
- A
- Status
- published
Sources are graded A (primary) / B (secondary academic) / C (secondary journalism) / D (tertiary or contested). See the manifesto’s Evidence Standard for full criteria.
ECOA definitions section. Defines “credit” to encompass all deferred-payment transactions and “creditor” to include any person who regularly extends, renews, or continues credit. This establishes ECOA’s scope as covering every credit product in the economy, not only mortgage lending.
Provenance
- Creator
- United States Congress
- Published
- 1974
- Accessed
- 2026-07-09
Cited by
Theme custody
No theme record references this source.